Click the icon on the left to go to the Gem Group's website. or write to                       Gem Group

Attention: Russ Burton

1200 Three Gateway Center

Pittsburgh, PA 15222

800-242-8923

Annuity Fund Information

Click the icon to the left to go to the Ameriserv website or

write to Ameriserv

Attention: Nick Debias

Ameriserv Financial Building

216 Franklin Street

PO Box 520

Johnstown, PA 15907-0520

814-533-5365

800-837-2265 Ext 365

Click the icon on the left to go to the Gem Group's website. or write to                       Gem Group

Attention: Russ Burton

1200 Three Gateway Center

Pittsburgh, PA 15222

800-242-8923

Click the icon on the left to go to the Gem Group's website. or write to                       Gem Group

Attention: Russ Burton

1200 Three Gateway Center

Pittsburgh, PA 15222

800-242-8923